How to Insure Convenience, Grocery & Liquor Stores



Acquire a better understanding of Convenience, Grocery and Liquor Store exposures. Learn about what coverages these classes of businesses need. Your underwriter will teach you how to obtain a competitive quote.

Grocery & Convenience Stores Eligible Exposures:

New ventures
Franchises
Coverage for stores open 24 hours
Grocery stores with cooking
Gasoline sales
Lapse in coverage
With or without retail alcohol sales
Up to 100% liquor receipts
Check cashing
Propane tank exchanges

Beer, Wine & Liquor Stores Eligible Exposures:

New ventures & risks with on-premise tastings
Risks with delivery are eligible
24-hour stores
Admitted & non-admitted markets

Classes of Business CID Can Write:

Convenience Stores
Liquor Stores
Grocery Stores
Supermarkets
Mini Marts
Tobacco Shops
Hookah Stores and Lounges
Gas Stations
Grocery Stores with Cooking
Seafood Stores
Diary Products, Meat, Fish, Poultry Stores

Requirements for a Competitive Quote:

Acord 125, 126 & 140
Convenience & Grocery Store Supplemental
Loss Runs, if available
Separate out grocery/convenience food sales, liquor sales, hot food/deli sales, lottery sales, gas station sales, car wash & auto repair sales

Find templates on our website:

Questions? Reach out to us at info@cidinsurance.com

Learn More About CID:
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CID Insurance Programs is an E&S Wholesaler specializing in commercial insurance products designed for independent and captive insurance brokers’ business client’s needs.

Our wholesale business insurance products encompass a broad range of preferred to manageable hard-to-place risks. CID Insurance has developed strong relationships with both admitted and non-admitted markets. Our commitment is to make the quote and bind process fast and easy for our retail insurance brokers.

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